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Avoid using public Wi-Fi or computers in internet cafes. How do you know whether your credit card charges foreign transaction fees and, if so, how much? The process of conversion, the exchange rates and any markup applied in such cases is determined by the relevant merchant or DCC service provider, as the case may be. Hope the above pointers have helped you prepare better for your trip abroad. Always be on the watch for card skimming tricks and practice safe usage wherever you are. Banks usually charge a fee to convert currency; currency exchange businesses in tourist areas and airports almost always charge the most. Where can you find how your bank handles foreign exchange fees? Citi charges a foreign currency markup fee of up to 3. Foreign Transaction Fees Before you start to use your credit card all day citibank credit card forex charges day abroad, understand how your credit card company may apply foreign transaction fees. Imagine that you are on vacation in Netherlands.

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